Cristina Cambo
Cristina P. Cambo is a Partner and Founding Member at Cambo Ferry, PLLC. She has focused her career in the areas of first party property coverage and defense for residential and commercial carriers. She assists and defends property insurers in coverage disputes and litigation, including pre-suit investigations, SIU investigations, alternative dispute resolution, and all aspects of litigation through trial. She also assists her clients with third party liability coverage opinions and evaluations. In addition to her litigation practice, Ms. Cambo acts as a general advisor on a wide range of strategic business and legal issues for her clients.
Ms. Cambo has been called upon several times to offer testimony and draft model bill language to the Florida Legislature during Florida’s Special Sessions on property insurance reform. She is also regularly asked to be a guest speaker for various podcasts, webinars, and conferences.
Ms. Cambo is actively involved in both statewide and national professional associations. On a statewide level, she serves on the Board of Directors for the Florida Defense Lawyers Association (“FDLA”), and she was the recipient of the 2024 President’s Award. Ms. Cambo serves as the Co-Chair of the First Party Property Insurance Committee for FDLA, as well as the liaison for the Diversity Equity & Inclusion Committee. Ms. Cambo was the Chair of the 2024 Florida Insurance Network Symposium (“FINS”) Conference hosted by the FDLA, and she was the Vice Chair of FINS in 2023.
On a national level, Ms. Cambo is an active member of the DRI, which is the largest international membership organization of attorneys defending the interests of businesses and individuals in civil litigation. Specifically, she was selected by DRI’s Center for Law and Public Policy as the Florida representative of the State Legislation and Rules Task Force. She is also an appointed member of the Federal Rules Task Force for DRI’s Center for Law and Public Policy.
In terms of community involvement, Ms. Cambo served on the Executive Committee for the Leukemia and Lymphoma Society’s Annual Light the Night Event.
Ms. Cambo graduated with Honors from Wake Forest University in 2006, majoring in History and double minoring in Anthropology and International Studies. She earned her juris doctor degree from Stetson University College of Law in 2011 as a half-tuition scholarship recipient, where she was a member of the Moot Court Board and the Phi Delta Phi Honor Society. While on the Moot Court Board, Ms. Cambo was awarded Best Claimant’s Brief at the 2011 Willem C. Vis (East – Hong Kong) Moot and Honorable Mention for Best Respondent’s Brief in the same competition. She also earned Book Awards in Trial Advocacy (Victor O. Wehle Award) and Comparative Corporate Governance.
Ms. Cambo is licensed to practice in all Florida State Courts, as well as the U.S. District Courts for the Northern, Southern, and Middle Districts of Florida. Ms. Cambo is bilingual in Spanish and is a dual citizen of the United States and Spain. She lives in Maitland, Florida with her family.
Bar Admissions
Florida, 2011
United States District Court, Middle District of Florida
United States District Court, Southern District of Florida
United States District Court, Northern District of Florida
Memberships & Organizations
- Board of Directors, Florida Defense Lawyers Association, 2024-2026
- Co-Chair of the Insurance Committee, FDLA, 2024-2025
- Liaison of the Diversity Equity & Inclusion Committee, FDLA, 2024-2025
- Florida Representative for the State Legislation and Rules Task Force, DRI Center for Law and Public Policy, 2024-2025
- Chair, Florida Insurance Network Symposium (“FINS”) Conference, 2024
- Member, Federal Rules Task Force, DRI Center for Law and Public Policy, 2024-2025
- Vice Chair, FINS Conference, 2023
- Member, Property & Liability Research Bureau (“PLRB”)
- Certified Instructor, Florida Department of Financial Services Education Section
- Executive Committee, 2024 Light the Night Event, Leukemia & Lymphoma Society
Presentations
- Florida Legislature Testimony
- Special Session on Property Insurance Reform, May 2022, Testified before the Florida House of Representatives’ Appropriations Committee on behalf of FDLA
- Special Session on Property Insurance Reform, December 2022, Testified before the Florida Senate’s Committee on Fiscal Policy, Senate Banking Committee, and House Commerce Committee on behalf of FDLA
- Drafted model bill language on behalf of the Florida Justice Reform Institute, December 2022
- Panelist, “Property 101,” FDLA Webinar, April 2024
- Podcast Guest, Season 3, Episode 15 of “Latte with a Lawyer,” February 2023
- Panelist, “Summary of SB 2A Webinar” hosted by FDLA, January 2023
- Podcast Guest Speaker, “Summarily – A Podcast for Busy Lawyers, Sweeping Changes to Property Insurance Law,” December 2022
- Panelist, Florida Liability Claims Conference (FLCC), “Changing the Status Quo: Alternatives to Traditional Mediation and Trial to Resolve Claims,” June 2021
- Co-Presenter with CEU Institute, Allstate Insurance Company, Seminar regarding “Ethical Considerations: When Issuing Reservation of Rights Letters and Denials,” June 2018
- Co-Presenter with CEU Institute, Allstate Insurance Company, Seminar regarding “Case Law Update and Bad Faith Best Practices,” June 2017
- Multiple internal client presentations and CE courses concentrating on legislative changes, proper responses to Notice of Intent to Initiate Litigation, Option to Repair, and Appraisal
Publications
- Author, “Florida Supreme Court Says Right to Privacy Survives Death and Prohibits Ex Parte Interviews in Medmal Actions,” published in JD Supra, January 2018
- Co-author, “The Option to Repair: Making It Work,” published in JD Supra, March 2017
- Author, “Parsing ‘True Relief’ in Florida’s Fourth District,” May 2016
- Author, “Homeowners Assignments of Benefits May Have Finally Met Their Match,” October 2015
Katelyn Mae Ferry
Katelyn Mae Ferry is a Partner at and Founding Member of Cambo Ferry, PLLC. Ms. Ferry has practiced exclusively insurance defense litigation since 2014 and has focused her practice on the areas of first and third-party insurance coverage and defense. Ms. Ferry represents clients in all stages of defense, including the investigative phase, pre-litigation, appraisal, and litigation regarding claims for windstorm, water, hurricane, fire, mold, and theft, including suspected fraud. She frequently conducts examinations under oath, provides coverage opinions and analysis, responds to civil remedy notices and notices of intent to initiate litigation, and represents insurers through all stages of litigation, including trial.
Ms. Ferry is frequently consulted by her clients to assist in all aspects of their business, including drafting and creating internal workflows, revising and submitting policy language to the OIR, and preparing internal claim handling templates.
Ms. Ferry has testified before the Florida legislature on topics such as one-way attorneys’ fees, bad-faith, and repeal of AOBs. She regularly presents on these topics at both state and national conferences and has also authored several articles on these topics. She is extremely invested in the defense bar and furtherance of stabilizing the Florida insurance market.
Ms. Ferry graduated with Honors from the University of Central Florida in 2007 with a major in Political Science and a minor in Legal Studies. She earned her law degree as a presidential merit scholar at Stetson University College of Law in 2012, where she was a member of the Moot Court Board and Phi Delta Phi Honor Society. While on the Moot Court Board, Ms. Ferry competed both in Hong Kong and Vienna in the Willem C. Vis Competition and was awarded Best Claimant’s Brief in 2011 and two Honorable Mentions for Claimant’s Brief in 2012 and Respondent’s Brief in 2011. Ms. Ferry also earned Book Awards for the highest grades in Disability Law and Interviewing and Counseling and the Matthew Bender Elder Law Book Award as the most distinguished student in Elder Law.
Ms. Ferry lives in Longwood, Florida with her husband and two children. She enjoys hiking, leisure reading, nearly all outdoor activities, and is active in her church.
Bar Admissions
Florida, Sept. 2012
United States District Courts for the Southern District of Florida
United States District Courts for the Middle District of Florida
Memberships & Organizations
- Certified Instructor from the Florida Department of Financial Services Education Section
- Florida Defense Lawyers Association (FDLA), member
- DRI, member
- Property & Liability Research Bureau (PLRB), member
Presentations
- Florida Legislature Testimony
- Regular Session on Property Insurnace Reform, March 2025, Testified before the Florida House of Representatives Civil Justic and Claims Subcommittee
- Special Session on Property Insurance Reform, December 2022, Testified before the Florida Senate on recent Legislative Changes
- Special Session on Property Insurance Reform, May 2022, Testified before the Florida House of Representatives’ Appropriations Committee
- Panelist, “Wind, Flood, Fire, and Appraisal, Oh My!” Presentation at Florida Insurance Fraud Education Committee (FIFEC) Conference, June 2024
- Panelist, “Wind, Flood, Fire, and Appraisal, Oh My!,” Presentation at the Florida Advisory Committee on Arson Prevention (FACAP) Conference, Feb 2024
- Panelist for Summary of SB2A, Webinar hosted by the FDLA, January 2023
- Speaker, “Ian is not Irma,” Webinar hosted by CaseGlide, November 2022
- Panelist, “Utilizing and Leveraging the Option to Repair Process Under the Policy,” Florida Insurance Network Symposium (FINS) Conference, August 2023
- Multiple internal client presentations and CE courses concentrating on legislative changes, proper responses to Notice of Intent to Initiate Litigation, Option to Repair, and Appraisal
Publications
- Multiple Blog Posts on Recent case law updates, (https://www.linkedin.com/in/katelyn-ferry-2b9b42a1/)
- The Innocent Co-Insured: Underestimating Definite and Indefinite Articles, Butler Blog (http://www.butler.legal/The-Innocent-Co-Insured) (July 17, 2017).
- A Look at an Insured’s Post-Loss Duties to Cooperate: Exactly How Much Cooperation is Necessary?, Butler Blog (http://www.butler.legal/post-loss-cooperation) (July 7, 2016)
- Courts are for Coverage; Appraisals are for Amount, Butler Blog (http://www.butler.legal/courts-are-for-coverage-appraisals-are-for-amount) (Dec. 10, 2015)
- Mentoring Pioneer Receives Inaugural Professionalism Award, Lawyer Magazine, vol. 25, n. 3, p. 58 (Jan.-Feb. 2015)
- Promoting and Monitoring Professionalism, Lawyer Magazine, vol. 24, n.5, p. 52 (March-April 2014).
Partners and Associates
Kevin Pavlas
Kevin Pavlas was born in Worms, Germany and grew up in a small village outside of Frankenthal, Germany called Eppstein. He moved to Florida in 1996 and has lived in Central Florida ever since. Prior to attending law school, Mr. Pavlas worked for ten years in PIP Insurance Defense with a focus on SIU claims.
Mr. Pavlas attended law school at Barry University, Dwayne O. Andreas School of Law where he graduated Magna Cum Laude and was admitted to the bar in September of 2018. During his time at Barry University, Mr. Pavlas was selected to be a Dean’s Study Fellow and Personal Academic Counselor in the areas of Torts and Contracts. He also worked as a Bar Prep Mentor and assisted students studying for the Florida Bar Exam.
Mr. Pavlas focuses his practice on pre-litigation investigation support and assistance and has developed an end to end program to assist insurance carriers throughout the state with analysis and responding to Notices of Intent to Initiate Litigation as well as Civil Remedy Notices. This process allows for the efficient review and analysis of even the most complex claims to ensure that the carrier has exhausted all investigative steps to ensure that the right decision is made on every claim no matter how unique the facts may be. By providing this service, Mr. Pavlas also establishes a pre-litigation defense strategy to be implemented should litigation be filed to ensure a cohesive defense strategy and the efficient defense of litigated matters.
Mr. Pavlas’ pre-litigation work also includes conducting examinations under oath both for front end and SIU claims and he has worked on many complex fraud investigations and the subsequent litigation. The major investigation in which Mr. Pavlas assisted uncovered fraud by numerous mitigation vendors, public adjusters, and attorneys.
Mr. Pavlas also presents at conferences and shares his knowledge regarding pre-litigation investigative techniques and fraud investigations and has presented at FACAP (Florida Advisory Committee on Arson Prevention) and FIFEC (Fighting Insurance Fraud Education Committee) conferences.
Michael Neusaenger
Michael Neusaenger was born and raised in Orlando, Florida. Prior to finishing university, he served in the United States Navy as a Nuclear Field Electronic Technician. Following his service in the Navy, he returned to the Orlando, Florida and graduated with a bachelor’s degree in political science from the University of Central Florida. Mr. Neusaenger next continued his education at Barry University’s Dwayne O. Andreas School of Law. During his time in law school, he worked as an Extern at the Dispute Resolution Services at the Orange County Courthouse as a Certified County Mediator. After law school, he was admitted to the Florida Bar and practiced at an insurance defense firm in Lakeland, Florida with a focus on Worker’s Compensation Insurance Defense and Personal Injury Insurance Defense.
Mr. Neusaenger, his wife, and their three dogs love the Central Florida region and currently live in Orlando, Florida. Mr. Neusaenger is currently a Partner at Cambo Ferry, PLLC. For the past three years, Mr. Neusaenger’s practice has exclusively focused on First Party Property Insurance Defense. The bulk of Mr. Neusaenger’s practice involves Commercial Property Insurance Claims and Homeowner’s Claims with indica of Fraud/Misrepresentation.
Anita Bittner
Anita Bittner obtained her law degree from Rutgers University in 2015, where she served as a Publication Editor on the Rutgers University Law Review and represented Rutgers in the Philip C. Jessup International Law Moot Court Competition in New York City. During her time at Rutgers, Ms. Bittner interned for the Honorable Joseph Irenas in the United State District Court for the District of New Jersey.
Following her graduation from law school, Ms. Bittner completed a one-year judicial clerkship as a clerk for the Honorable Anthony M. Pugliese, J.S.C. in the Superior Court of New Jersey – Civil Division, where she gained invaluable experience by assisting in various courtroom proceedings by reviewing legal submissions, completing legal research and attending trials and hearings as directed by the Court. She then served as a Deputy Attorney General at the New Jersey Office of the Attorney General, where she pursued civil penalties against insurance fraudsters pursuant to the New Jersey Insurance Fraud Prevention Act and prosecuted enforcement actions against public adjusters for violations of the Public Adjuster Act.
Upon entering private practice, Ms. Bittner concentrated on the area of first party insurance defense with a focus on insurance fraud and inflated claims. Ms. Bittner assists her clients in pre-suit investigations by conducting examinations under oath and providing coverage opinions. She is a skilled litigator with extensive experience in conducting depositions and in motion practice.
Ms. Bittner was born and raised in Warsaw, Poland and is bilingual. She is licensed to practice law in Florida, New Jersey and Pennsylvania.
Joshua Strudwick
Joshua Strudwick was born and raised in South Florida. He earned his bachelor’s degree from the University of Central Florida in Orlando, FL and then continued his studies in Tallahassee, FL at Florida State University College of Law. During his time in law school, Mr. Strudwick’s love for the courtroom blossomed when he competed nationally with the Mock Trial Team and tried a handful of jury trials during an internship with the State Attorney’s Office.
Following law school, Mr. Strudwick began his career in commercial litigation and gained invaluable experience trying cases on behalf of the top 5 financial institutions. Presently, Mr. Strudwick focuses his practice on defending insurance carriers in first-party, third-party, and liability claims. Mr. Strudwick handles all aspects of pre-litigation and litigation, including but not limited to, appraisal, examination under oath, notices of intent, civil remedy notices, and bad faith. He has successfully advised insurers as to coverage disputes and litigated hundreds of breach of contract and declaratory judgment suits involving windstorm, water, fire, mold, theft, misrepresentation, and fraud. He has tried cases to verdict.
Mr. Strudwick is licensed to practice in all Florida State Courts. Mr. Strudwick is a partner at Cambo Ferry. When he isn’t practicing, Mr. Strudwick spends his time with his family, coaching youth basketball, and watching the Miami Heat, UCF Knights, and Florida State Seminoles.
Matthew Barclay
Matthew Barclay is a central Florida native and currently practices first-party property litigation and liability defense out of our Maitland office. Mr. Barclay attended the Florida State University College of Business where he graduated Magna Cum Laude with a degree in Finance and minor in Economics. While earning his degree, Mr. Barclay served as the vice president of the FSU Pre-Law Society and was a member of the Phi Kappa Phi, Phi Eta Sigma and Golden Key Honor Societies. Following graduation, Mr. Barclay worked as an analyst and advisor at one of the world’s largest financial institutions before returning to Florida to attend law school on a full academic scholarship. Mr. Barclay earned his Juris Doctorate from Barry University School of Law in 2018 where he graduated Magna Cum Laude and served on the Moot Court Honors Board.
Since his admission to the Florida Bar, Mr. Barclay has focused his practice on representing corporations and insurance carriers against first-party, third-party, and liability actions. He has handled hundreds of cases ranging from breach of contract to premises liability and negligence matters, defending clients from pre-suit through litigation. Mr. Barclay is licensed to practice law in all Florida State Courts, as well as the United States District Courts for the Middle and Southern Districts of Florida.
Bridgette Crespo
Bridgette Crespo is currently a senior associate attorney serving in the first party property litigation defense division. A proud resident of the Broward County area. Mrs. Crespo attended the University of Miami where she graduated with a Bachelor of Science in Political Science and International Relations. Following her undergraduate studies, Mrs. Crespo attended Nova Southeastern University College of Law where she received her juris doctor. Upon her graduation Mrs. Crespo served at the State Attorney’s Office for the 15th Judicial Circuit serving the residents of Palm Beach County where she prosecuted misdemeanor, juvenile, and felony cases. In 2019 Ms. Crespo left prosecution to join the Florida Department of Children and Families serving as an attorney for the Department in the Human Trafficking Division. Since 2020, Mrs. Crespo has been practicing first party property defense.
Curtis Wurster
Curtis Wurster was raised in South Florida. He earned his bachelor’s degree from the Florida International University in Miami, FL and then continued his studies at St. Thomas University School of Law. During his time in law school, Mr. Wurster’s love for the law was solidified when he became a member of St. Thomas Law Review and served as an intern for U.S Federal Judge Adalberto Jordan of the United States Court of Appeals, 11th Circuit. Mr. Wurster graduated Magna Cum Laude and was admitted to the Florida bar in September of 2018.
Following law school, Mr. Wurster began his career in Family Law litigation and where he represented individuals in custodial matters and dissolutions of marriage. Thereafter, Mr. Wurster began his career in property insurance litigation and worked for one of the largest insurance carriers in Florida defending claims, which he has been doing for the last 6 years. Presently, Mr. Wurster focuses his practice on defending insurance carriers in first-party litigation. Mr. Wurster handles all aspects of litigation and has tried insurance cases to verdict.
Mr. Wurster, his wife, and their dog Luna currently live in Miami, Florida. Mr. Wurster is currently a Senior Associate at Cambo Ferry, PLLC. While he is not practicing, he enjoys watching the Florida Gators, Jacksonville Jaguars, Miami Heat & Miami Marlins.
Camilo Parra
Camilo Parra is a passionate, people-oriented attorney with a wide-ranging experience in the legal field.
Mr. Parra was born in Bogotá, Colombia, immigrating to Florida alongside his parents and older sister at the young age of three years old. Mr. Parra received his undergraduate degree from the University of Central Florida and thereafter obtained his Juris Doctorate from Barry University, Dwayne O. Andreas School of Law. Mr. Parra, his wife, and their 7 beloved cats reside in Apopka, Florida.
Since 2015, Mr. Parra has dedicated his time to serving underprivileged communities throughout central Florida. For five years, including before, during, and after completing law school, Mr. Parra assisted thousands of impoverished individuals to obtain disability benefits and break the vicious cycle of homelessness. From 2020 through 2022, Mr. Parra served as Staff Attorney for the Legal Aid Society of the Orange County Bar Association, where he assisted thousands of households to combat evictions, foreclosures, and debt collections, as well as obtain protective orders from domestic violence. Prior to joining Cambo Ferry, PLLC, Mr. Parra gained experience from two prominent insurance defense firms in Florida.
At Cambo Ferry, PLLC, Mr. Parra focuses on First Party Property Insurance Defense and continues to provide pro bono services to the community he holds dear.
Alexis Torres
Alexis’ legal career started at the age of 14, where she clerked for a firm representing commercial HOA clients. She worked her way through high school and college as a trial paralegal on sinkhole and general liability cases. She graduated law school in just 3 years, becoming an associate attorney with one of the largest women-owned law firms in the United States at the age of 23, representing half a dozen carriers concerning various liability cases. She then represented homeowners and commercial companies, with clients from retired appellate judges, national restoration companies, to the former CFO of a United State President.
Her reputation for aggressive but effective litigation resulted in her being the first General Counsel for a 15+ million dollar a year construction company based in central Florida, Colorado and Missouri. After years of fostering relationships on both sides of the aisle, Alexis became an approved counsel to handle global settlement conferences on behalf of homeowners and contractors against 3 different carriers. Her reputation led to requests for her to consult on various insurance claims, including cases involving a gas station shooting and medical negligence.
Ms. Torres is licensed in Florida, Missouri, and the District of Columbia. Alexis spends her off time re-exploring Tampa Bay with her St. Louis raised fiancé after successfully convincing him to adopt a corgi.
Edwyna Estime
Edwyna is an associate primarily in our General Liability Department. She obtained her Bachelors of Arts in Criminal Justice from Florida Atlantic University in 2018. She then earned her Juris Doctorate at Nova Southeastern University Shepard Broad College of Law in 2022. During her law school career, she was a member of the Nova Trial Association, Moot Court and Nova Law Review. While being a junior associate in Nova Law Review, she wrote and published an article in Nova Law Review’s Volume 46 issue titled: Transgender Inmates and Sex Reassignment Surgery in Florida: Why Failing to Provide This Standard of Care is Cruel and Unusual Punishment Under the 8th Amendment.
After becoming barred in Florida, she began her career defending national and local insurance companies in the areas of general and premises liability, product liability, automotive liability and retail liability. During her free time, Edwyna enjoys volunteering at her home church, working out, binge watching Netflix shows and attending Performing Arts and Theater shows.
Joyce Wu
Joyce Wu was born and raised in Brooklyn, New York. She earned her Bachelor of Science in Physics, with a minor in Writing, from Ithaca College, and later, went on to earn her MBA from the University of Miami with a concentration in Management Science. Her academic and professional interests have long centered on high-performance leadership and applying management principles to complex problem solving.
Following her MBA, Ms. Wu pursued her legal education at the University of Miami School of Law, where she graduated cum laude. During law school, she served as Executive Editor of the Inter-American Law Review, received the Dean’s Merit Scholarship, was named to the Dean’s List, and was awarded both the Dean’s Certificate and CALI Award for Mindfulness in Law.
Since being admitted to the Florida Bar, Ms. Wu has concentrated her practice on insurance coverage analysis, with a strong focus on third-party policies in construction defect matters. She has represented both carriers and policyholders in complex disputes involving commercial general liability, professional liability, and first-party property coverage, guiding cases from pre-suit evaluations through litigation in both state and federal courts. In addition, she has handled related bad faith and negligent broker/agent matters, applying her analytical background to navigate intricate coverage and deliver favorable outcomes for her clients.
Outside of her practice, Ms. Wu is a devoted animal lover. She lives in Miami with her two dogs, Joey and Pickles, and enjoys hiking and taking long road trips to explore new trails and destinations.
Bar Admissions